Kazakhstan: National Bank consults on BNPL

On 9 September 2026, the National Bank of Kazakhstan published a discussion paper on instalment payments and Buy Now, Pay Later products.

It examines bank and non-bank models, consumer protection and the risk of additional debt burdens. The discussion seeks approaches that reduce risks while preserving access to services.

The official announcement sets 3 November 2026 as the deadline for comments. Publishing the paper initiates consultation; it does not establish a new mandatory regime for every BNPL provider.

Source: Official announcement, 2026-09-09.

Illustration: AI-generated for this publication.